Believe it or not, you don’t want millions 💸—you just want to feel like a carefree toddler again! 🍼
#Episode 2 - Money Playbook - A 'Reflection Shorts' Series by Gourav Khanijoe
Imagine if everything in the world were free and you didn’t have to worry about anything—what would you dream of doing?
Paul wants to travel the world. Sam wants to build his dream startup. Sara wants to go skydiving. Rajesh want to spend time with his kids.
One common denominator?
You’re want to have freedom to control your life the way you want to do what you love.
That’s what toddlers do. They’re free all day and can control what they want to do—play, poop, sleep, eat, whatever. Sure, parents set some limits for their safety, but you get the point.
The highest form of wealth is the ability to wake up every morning and say:
“I can do whatever I want today.”. The ability to do what you want, when you want, with whom you want, for as long as you want is priceless. It’s the highest dividend money pays. — Morgan Housel
To gain control of your life, you need time. That’s why even if you have a lot of money but no time, you’re not rich.
Gentle Reminder: There is NO financial advice offered here. Gourav is neither a financial expert nor an advisor or promotor of anything. He’s sharing his own learnings and experiences.
We’re taught that full-time jobs make us rich. It gives us money, not time—because you’re trading time for cash. To truly grow, learn to earn with your mind, not hours.
Key Learning: Ultimately, you want to have money and the time to spend it wisely, giving you true control. That’s when you’ve truly bought happiness with money—by having the control in life.
Here’s How to Do It:
Stay in your current job and use that time-for-money trade to invest and build safety nets and assets.
Use extra time—early mornings, nights, weekends, holidays—to build your business.
Optimize over time to make it more efficient, so you no longer need to spend a lot of time on it. That’s when you shift from active to passive income.
Passive income is a system that earns you money with minimal effort once set up. Start with these ideas now:
Creating Content
Active: Create YouTube videos, newsletters, or Instagram reels. Earn via sponsorships.
Passive: Once published, views, ads, and affiliate sales generate income continuously.
Online Courses
Active: Build and market your course. Earn from live sessions.
Passive: Record and automate it to generate long-term revenue.
Selling Products
Active: Market and sell handmade goods like carpets, managing every detail.
Passive: Automate your business with the right hires and systems to focus on decision-making.
Start small, stay consistent, and let your efforts pay off while you sleep! 🚀
That’s it for today 🙏. If you are wondering “What’s a Reflection Short?” Read here. Access full series here.
References
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👋 Hey there, I am Gourav. I write about Engineering, Productivity, Thought Leadership, and the Mysteries of the mind!
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